The candidate should possess strong analytic skills and problem solving capabilities, be an excellent communicator, detail-oriented, and organized.
Individual should have a thorough knowledge of Capital Markets and Operating Companies.
Individual must be able to work in a high production environment while meeting or exceeding agreed upon targets for volume, timing and quality.
Must have a strong commitment to customer service and teamwork to contribute to high-performing teams through development of self and others.
Post Graduate degree required; Finance, Accounting, Economics, Business Management
1-3 years of relevant experience.
Possess strong computer skills including Microsoft Excel Microsoft Word and PowerPoint.
Knowledge of JPMC software applications and a broad knowledge of bank products and services.
Ability to work with individuals at all levels in the organization and contribute to the strategic direction of the firm and the team.
Strong analytical and organizational skills.
Evaluate WM consumer and business purpose credit requests utilizing applicable Credit Risk Policies and Guidelines.
Analyze individual and business/entity financial statements, public information sources, individual credit reports, and other relevant information to calculate cash flow and balance sheet ratios. Utilize these ratios and evaluate other qualitative factors to determine a client’s risk of default following J.P. Morgan Wholesale Risk Grading Methodology to comply with Basel III standards for regulatory risk grading requirements.
Complete an analysis of the collateral and/or loan covenants/ events of default to determine the potential loss in a default situation.
Independently identify and clearly articulate risks and mitigating factors that could impact the client’s ability to repay the loan. Recommend a course of action with clear and concise rationale.
Understand and clearly articulate geo-political risks and jurisdictional issues that impact our domestic and cross-border clients.
Engage in regular dialogue with Front Office to obtain required information critical to making a loan decision. Negotiate loan structure and terms when necessary, and will provide alternative solutions when appropriate.
Escalate credit issues to Credit Executive and provide solution(s) and/or next steps for resolution.
Responsibility for portfolio management and appropriate escalation for their respective markets to ensure credit risk is maintained.
Work with Risk Support and Closing partners to ensure a seamless and timely delivery of credit to the client, while maintaining a strict regulatory and control environment.
J.P. Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firm’s operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.