Home Credit jobs - Assistant Vice President
Assistant Vice President
4 Year
Salary not disclosed
Posted:
4 Years ago
Views:
Applications:
Openings:
1
Job Description
Summary: To ensure underwriting process stability of a selected portfolio and thus minimize credit risk. To maximize underwriting process efficiency.
Job Responsibilities :
PROCESS & RISK MANAGEMENT: - Manage a team of 4-5 people- Responsible for scoring development- Responsible for underwriting process monitoring and optimization- Responsible for credit limit management for and risk policies development for revolving products- Undertakes analysis to discover segments of excess levels of credit risk- Prepare and document policy changes or new products in cooperation with Risk units and other departments- Developing standardized regular and ad-hoc reporting for various levels of management- Providing data extraction, analysis and visualization to support company-wide decision making- Propose challenges to an existing strategy, document it and evaluate performance- Cooperate on risk-related projects
COMMUNICATION: - Regular communication and cooperation with Underwriting, Anti-fraud, Portfolio Management and Collections Managers- Regular update of CRO and/or UW Head about activities and initiatives- Escalate risks and issues to appropriate level of management- Effectively communicate relevant information to CRO and to Headquarters
Desired Profile:- Expertise in risk management of revolving products (credit cards, overdrafts, etc.)- Banking or Consumer Finance background- Practical experience in risk strategy and processes- Advanced financial and analytical thinking- Fluent in English- Communication and presentation skills- Minimum of 8+ years proven experience in Risk analytical or management position- Financial planning and profit and loss model- Knowledge of the Indian finance industry- Knowledge of anti-fraud and collections management
Who should join?- Able to work under pressure in a fast-paced environment- Out of the box thinking, able to find creative solutions- Ability to collaborate and interact effectively- Logical/Analytical mindset
Job Particulars
Education
Other Post Graduate
Who can apply
Experienced (4 Year)
Hiring Process
Face to Face Interview
Employment Type
Full Time
Job Id
448979
Job Category
Others
State
Haryana
Country
India
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