We are currently looking for an Associate Analyst profiles in our SME- Rating.
As discussed please find details as appended:Onicra Credit Rating Agency is one of the leading Credit and Performance Rating agencies in India.
It provides ratings, risk assessment and analytical solutions to Individuals, MSMEs and Corporates.
Third party credit and performance rating and assessment helps to create trust between players in markets that underpins transactions.ONICRA plays a central and critical role in collecting and analyzing a variety of financial, operational, industry and market information, synthesizing that information, and providing autonomous, reliable assessments of the entity, thereby providing stakeholders with an important input into their decision making process.To realize our goal we have committed ourselves to providing the stakeholders with objective, timely, independent and forward-looking credit and performance opinions.
The foundation of that dedication is embedded in several core principles objectivity, quality, independence, integrity and transparency.Small & medium firms play a key role in transition and developing countries.
These firms typically account for more than 90% of all firms outside the agricultural sector, constitute a major source of employment and generate significant domestic and export earnings.
As such, SME development emerges as a key instrument in poverty reduction efforts.India is no exception and a large part of business in the country is done through SMEs.
Today, it accounts for nearly 35% of the gross value of output in the manufacturing sector and over 40% of the total exports from the country.
The sector's contribution to employment is next only to agriculture in India.
It is therefore an excellent sector of economy for investment.
Job Description: Interaction with respective clients and bank for credit review process Preparation of Financial Spreads Financial Statement Analysis of SMEs Preparation of credit rating report Credit Appraisal and Credit Reporting for SMEs and making presentation before rating committee
Education & Skills Required B.Com+MBA / PGDM (Finance/IB/CFA) or B.Tech (Mechanical/Production/Chemical)+MBA (Finance/CFA) Must have a knowledge of MS Office- Excel, Word, Power point Knowledge of accounting and financial ratios, cash flows is a must