Managing Group lending process:
Handles centre meeting carefully and efficiently.
Helping members in completing loan application / documentation.
Responsible for putting up the loan proposal to the branch manager on behalf of the members, after in-depth evaluation of the case.
System entries to be done diligently.
Facilitate Group Eligibility Test (GET) along with the BM.
Conducting loan disbursements effectively (if any).
Collection loan repayments as per schedule.
Conducting EUV to confirm proper utilization of loan by the members within 10-14 days from the date of issue of loan
Responsibility of carefully handling the cash collected from the field till it is timely handed over to the concerned authorities at the branch.
Duties regarding Business Procurement:
Conducting introduction meetings, Group Formation meetings and Mandatory Group Trainings with the members, in the assigned area by the BM/HO.
Up to date information of members to be maintained.
Ensure member satisfaction.
Careful monitoring of degree of member absenteeism with efforts made to reduce the same.
Maintaining formal and professional relationships with the members and other community members.
Helping the Midland Microfin’s branches grow through promotional activities and brand building
Miscellaneous duties:
Conducting area surveys and other specific surveys as per instruction of Sr. authorities for business enhancement.
Identifying potential business opportunities in the areas assigned by the BM/HO.
Conducting training of the centre officers who get associated to him/her for their training process.
Being active and responsible member of the branch and takes up his/her branch responsibilities diligently.
Attends training workshops/sessions organised by the Head Office/Sr. Authorities.
Managing the new product launches as per instructions from the HOD - Operations.
Reporting any occurrence of problematic situation/fraud to the Sr. Authorities immediately and take appropriate action for safeguarding the interest of the company.
Complying with duties and responsibilities as may be assigned by the department head and the senior authorities of MMF.
Midland Microfin Ltd is an ‘NBFC-MFI’ registered with the Reserve Bank of India (RBI registration No. B-06.00458) having Head Office at Jalandhar, Punjab to deal in microfinance in India.
Net WorthThe present Authorized Share Capital of Midland Microfin Ltd is Rs 7500 lakhs.The Net Worth of the company as on date is Rs 18,119 Lakhs.
Total AssetsThe value of Total Assets of Midland Microfin Ltd as on Jun 30, 2021 is Rs 1,04,167 Lakhs.
Information TechnologyKeeping in line with its vision of being a technology savvy MFI, the company after studying different software in the industry,MML has tied up with ‘Jayam Solutions’ for a web based centralized software solution.Jayam Solutions is a leading Software Solutions and Service provider in the Global market providing Business solutions.It is one of the best softwares for MFIs which takes care of complete processes of the microfinance business.Efimo is the latest version from Jayam Solutions. It is designed to handle large volume of accounts and transactions. It is equipped with customizable modules, menu driven interface, rich parameters van run on any standard browser. Efimo is a scalable solution that allows the MFIs and Banks to continue to support their growing business requirements.
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