Credicxo Tech Private Limited jobs - Credit Analysis

Fin-tech is a combination of 'financial technology' & is used to describe new tech that seeks to improve and automate the delivery and use of financial services. At its core, fin-tech is utilized to help companies, business owners and consumers better manage their financial operations, processes, and lives by utilizing specialized software and algorithms that are used on computers and, increasingly, smartphones. Up until now, financial services institutions offered a variety of services under a single umbrella. In its most basic form, fintech unbundles these services into individual offerings. The combination of streamlined offerings with technology enables fin-tech companies to be more efficient and cut down on costs associated with each transaction. We make the complete loan disbursement process quick and easy. We are not only an enabler but also the driving engine for instant personal loans. We blend finance and technology, paving way for the future of the finance sector in India.

Credit analysts assess and make decisions about customer credit applications using a range of criteria including the purpose of the application, credit viability, customer payment history, and customer credit-worthiness.

Selected intern's day-to-day responsibilities include:

1. Analyzing credit data and financial information of persons or companies that are applying for credit or loans
2. Gathering information about clients
3. Reading financial briefings
4. Assessing, analyzing and interpreting complicated financial information
5. Undertaking risk analysis by developing statistical models
6. Keeping company credit exposures within set risk bearing limits
7. Using credit-scoring systems for small credit amounts (such as small unsecured personal loans)
8. Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
9. Helping to enhance the quality of credit applications
10. Making recommendations about procedural/policy changes

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