Overview:
Join our dynamic team as a Credit Management executive and play a crucial role in revenue collection. This position requires hands-on, proactive individuals who are enthusiastic about making a difference in our ever-growing organisation. Reporting to the Credit Management Supervisor, you will contribute to achieving team targets and ensuring the efficient recovery of outstanding payments.
Responsibilities:
● Liaise directly with customers via telephone calls to negotiate outstanding payments.
● Initiate necessary recovery actions such as SMS, email, letters, skip tracing, and site visits.
● Conduct a minimum of 100 [SJ1] outgoing calls daily to negotiate repayment arrangements with customers.
● Contribute to achieving team targets set.
● Ensure daily follow-up and escalate all assigned cases to achieve the targets set.
● Track assigned accounts to establish contact with customers and negotiate payment deadlines and payment plans.
●
Responsible for the administration and compliance of the credit
recovery process.
● Participate in continuous process improvement initiatives.
● Liaise with Operations Support staff on urgent portfolio matters.
● Maintain a close relationship with other executives in the portfolio to enhance collection efforts.
● Generate activity reports and provide regular updates to the Team Leader.
Requirements:
●
Fluent in English, proficiency in another language (Mandarin, Malay, or
Tamil) will be an added advantage.
● Proficient in Microsoft Office.
● At least 1 year of relevant working experience, preferably in the Finance industry or collection agency.
● Experience from call centre operations.
●
Minimum high school diploma or equivalent.
● Strong communication, negotiation, and customer handling skills.
● Familiarity with collection strategies and creative negotiation approaches.
● Good computer skills are a must.
● Ability to achieve personal performance KPIs and contribute to team targets.
● Excellent teamwork and ability to work under pressure.
About Collectius
Collectius is one of South East Asia’s leading Fintech company in the debt management industry, with operations in Indonesia, Philippines, Singapore, Malaysia, Thailand, Vietnam and India. We are using technology and empathy to create the best customer experience and operational excellence to support our over 8 million customers in becoming debt free.
Together with IFC (a member of the World Bank Group and minority shareholder in Collectius),Collectius is actively working on improving industry practices and promoting best resolution practices. As an example, Collectius has implemented a company policy that replaced the word 'debtor' – a term that has been traditionally perceived to be negative – with 'customer’.
Currently Collectius manages 7 billion USD outstanding debt from 100+ clients across banking and financial institutions. To support our hyper- growth ambitions we are looking for high-performers who want to grow the business with us!
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