The role holder must have prior experience in mid-office or back office operations for SME &
Commercial Banking Division in a reputed Bank/Financial Institution
• Candidate should have domain knowledge in Lending Operations, in depth knowledge about
preparation of loan documents & Mortgages, end to end disbursement and limit set up
• Knowledge about post disbursement monitoring and understanding about account conduct
behaviour along with account maintenance
• Should be efficient with the process of collateral security management and maintenance,
internal audits & process controls
• In-depth understanding of accounting, financial analysis, credit products i.e. all fund & non
fund based credit products viz. – term loans, OD/CC, LC/BG, bill discounting, factoring, forex
loans.
• Good knowledge of International Trade Financing, treasury / derivative products will be an
added advantage.
• Should be aware of KYC and AML Compliance
• Strong analytical skills with ability to quickly interpret data & facts to arrive at meaningful
conclusions and assess the business / financial prospects of the borrowers
• Strong interpersonal skills, ability to work independently and in teams, excellent
communication & persuasive skills
• Ability to assimilate a large amount of information and make effective judgmental
decisions on a wide range of issues
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