FOS Job Opening in IndBank Global Support Services Limited at Tamil Nadu

Job Description: FOS - Retail Assets- [Housing Loan]  

Position  Executive -FOS - Retail Assets [Housing Loan] 

Department  Home Loan 

Reporting to   Regional Head / Head of Home Loan 

Position Purpose 

As a FOS you will play a strategic role in the Builder

Relationship team within the open market of your designated

geography or area. Your primary responsibility will be to

identify new projects, manage builder relationships, approve

projects, and focus on Housing Loan and Secured Loan

products (LAP). You will provide valuable insights for business

growth, establish financial objectives, and ensure compliance

with financial regulations. Your efforts will be critical in the

growth of the Home Loan business and financial success in

alignment with the company’s growth plans. 

Educational

Qualification 

The candidate must hold any graduation from a university

recognized by the Govt. of India/Govt. bodies/AICTE. 

Experience 

He should have a minimum of 2-3 years of experience in the

banking / financial services sector with at least 2+ years of

experience in the field of Retail Assets focusing on Housing

Loan & Secured loans (LAP). Specially in builder market 

Roles and

Responsibilities 

Identify New builder Projects:  

 Actively search for and identify potential new projects

within the assigned geography/area. 

 Develop and maintain a pipeline of prospective

projects. 

Relationship Management: 

 Establish and nurture strong relationships with builders

and developers. 

 Liaison with TOP builder projects of the Location 

 Act as the primary point of contact for builders,

addressing their needs and concerns. 

 Conduct regular meetings with builders to understand

their project plans and financial requirements. 

 Visiting approved project sites on regular basis for

organising camps / activity on holidays for lead

generation. 

Project Approval:  

 Evaluate and approve projects for funding based on

established criteria and due diligence. 

 Familiar on Legal and Technical documentation and

process of the location. 

 Coordinate with the underwriting / processing team to

ensure timely project approvals. 

Focus on Housing Loan and Secured Loan Products: 

 Promote and sell housing loan and secured loan

products to potential customers. 

 Develop strategies to increase the market share of

these products. 

 Visit other project in assigned area for more business

penetration. 

Financial Objectives: 

 Provide market insights and analysis to support

business growth. 

 Establish and achieve financial targets for the assigned

period. 

 Maintain report on the visits, leads, sales, conversion of

each builder counter. 

 Ensure all operations and activities comply with

financial regulations and company policies. 

 Lead, mentor, and motivate the builder sale & CRM

team to support for achievement of our business

objectives.