Field Sales Executive jobs in MumbaiNavi Mumbai at UNNATI MICRFIN PVT LTD-MUMBAI

Job Description

Job Summary

Hello Everyone.......

We have openings for below mentioned positions for Mumbai Region only.
Above vacancies are for Local Mumbai Candidates who stay in and around Mumbai Suburbs. Other State Candidates- Plz don’t apply…
*FIELD OFFICER* ( *FO* )
Location : Jogeshwar, Ghatkopar and Nalasopara Branch

CRITERIA:

At least SSC passed.
Bike compulsory.
Freshers can apply.

Responsibilities and Duties

Job Responsibilities:

Create and Develop the market for Company’s products and services:
Area survey and prepare community
Carry out business assessment in operational area based on the community profile and furnish to BM for approval.
Obtain leads and identify potential business opportunities in operational area assigned by the
Conduct / Organize promotional meetings in assigned areas in line with process described in the operations
Conduct meetings with prospective client’s / training meetings and recommend suitable groups to BM

Ensure good quality clients through adherence of prescribed process:

Orient and train the clients as per the prescribed
Organize Appraisal, schedule disbursements and collections to ensure that the prescribed timeline is adhered
Zero error tolerance for variation in loan processes, including, training, documentation, and data entry and portfolio
Visiting customer’s house and business place, to monitor the use of loans and submit a written report on utilization of
Facilitating and motivating the clients regarding promotion of income generation

Ensure excellent Portfolio Quality and Client Loyalty:

Ensure 100% OTRR (On Time Repayment Rate).
Overdoes should be less than 0.5% of total loan portfolio outstanding managed by the
Total Portfolio at Risk (PAR) should be less than 0.5 %.
Monitor loan
Immediately take problem cases / frauds to the notice of ABM/BM
Responsibility for collection and follow up of overdue loans, wherever

Responsible for all portfolio documentation and any other, as designated by Branch Manager:

Assist customers in preparing loan application /
Review all customer
Record
Prepare regular status reports and submit them to the ABM and the Branch Manager (BM).

Participate as an active member of the overall branch team:

Attend all staff
Participate in various training workshops/sessions.
Provide back-up support to other team members as
Assist in the recruitment and training activities of new recruits held at the
Contribute in keeping the branch clean, tidy and
Assist ABM/ BM in ensuring proper filing and safe custody of documents in the
Assist ABM/ BM in protecting the assets of the
Manage new product launch as per the directives of ABM/BM.

Community Relationships:

Build relationships with key individuals, MFIs, NGOs, CBOs in the assigned operational
Coordinate periodic promotional activities for Company’s brand, products and

Any Other:

Any other tasks/ role assigned from time to time by the Company depending on the needs of the company

Required Experience, Skills and Qualifications

Minimum HSC to Graduation. Fresher also can apply.
0 to 3 Years experience in Micro Finance Domain

Benefits

PF, ESIC, GRATUITY AND HIGH INCENTIVES.
Job Type: Full-time
Salary: ₹100,000.00 to ₹300,000.00 /year

Unnati Microfin Private Limited (UNNATI) is a new generation Micro Finance Institution (‘MFI’) promoted by Mr. Hanumant B. Ranjane with a vision to cater economic empowerment by way of providing loans to women from economically weaker section who are unable to approach the Banking financial services. Unnati is registered NBFC –MFI’s in India under Reserve Bank of India (RBI).

Unnati Microfin Pvt. Ltd was formerly known as Shree Om Credit Company Pvt. Ltd. (SOCC). SOCC commenced its business after taking over “Temperate Finance Private Limited”, an NBFC from its erstwhile owners, and further changed its name to Shree Om Credit Company Private Limited & launched its operations in April 2012. The Company is backed by dedicated & professional promoters having extensive experience in the field of Banking & Financial Services.

While Unnati started its journey in 2012, today enjoys a strong network relationship with more than 28000 household clients in the state of Maharashtra, India. With more than 4 years’ of experience we strongly believe and further implement to do more networking with the household clients, by catering them and contributing to the economic benefit of the society as well as to the nation as a whole.

Unnati is a word which encompasses on our objective of providing loans to the economically disabled women and utilizing the same for generating incomes and enabling the socio-economic progress. Further our tagline “Partner in Progress” also states the same with the single motive of socio-economic development and welfare of the society and people in large.