Manipal Insurance jobs - Health Insurance Agent

Client Consultation: Meet with clients to understand their health insurance needs, assess their financial situation, and evaluate their coverage requirements.

Product Knowledge: Stay informed about different health insurance plans and policies offered by various insurance companies. Understand the features, benefits, and limitations of each plan.

Policy Recommendations: Provide personalized recommendations to clients based on their health needs, preferences, and budget constraints. Explain the pros and cons of each plan to help clients make informed decisions.

Quote Preparation: Prepare and present price quotes for health insurance plans that match the client's requirements. Explain the premium costs, deductibles, co-pays, and other policy details.

Application Assistance: Assist clients in completing insurance applications accurately and efficiently, ensuring all necessary information is included.

Policy Enrollment: Guide clients through the enrollment process and help them obtain coverage with the selected insurance provider.

Renewals and Updates: Keep clients informed about policy renewals and any changes in their health insurance plans. Assist in updating or modifying policies as necessary.

Claims Assistance: Provide support to clients in filing and managing insurance claims, helping them understand the claim process and requirements.

Compliance and Regulations: Stay current with health insurance laws, regulations, and industry trends to ensure that clients receive accurate and up-to-date information.

Customer Service: Maintain ongoing relationships with clients, addressing their questions, concerns, and needs related to their health insurance coverage.

Market Research: Monitor the health insurance market to identify new policies, providers, and trends that may benefit clients.

Documentation: Maintain accurate records of client interactions, policies sold, and other relevant information.

High school diploma or equivalent (a bachelor's degree in business, finance, or a related field can be an advantage).

State insurance licensing (requirements vary by state) and a thorough understanding of insurance regulations.

Excellent communication and interpersonal skills.

Strong sales and negotiation abilities.

Customer-oriented and empathetic.

Proficiency in using insurance software and other relevant tools.

Knowledge of healthcare and medical terminology can be beneficial.

Ethical and trustworthy conduct.