HDB Financial Services Ltd. jobs - ML-SA-18049 - Branch In-Charge ML

ML-SA-18049 - Branch In-Charge ML

HDB Financial Services Ltd.
experience 3 Years
salary Salary not disclosed
qualification
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Posted: 4 Years ago
Views: 13
Applications: 6
Openings: 1

Job Description

ML-SA-18049 - Branch In-Charge – ML
LocationNanded

Job Description :

1) Responsible for Business generation under JLG Loan, MTL , individual loan and Gold Loan
2) Maintaining productivity & profitability of the Branch for all products.
3) Responsible for achieving the set target of disbursement and cross selling products for the branch.
4) Spearheading the Sales and responsible for Revenue Generation and Client Servicing for the branch.
5) Defining business targets and developing strategies for market penetration across various segments, for improvising the business of the organization.
6) Leading a team of competent sales & recovery executives, providing them training, guidance and motivation to enhance their quality and productivity.
7) Performing risk analysis and deciding the quantum of loan based on the borrowers' credit score.
8) Performing critical analysis of financial risks, preparing appraisal reports to support the credit lending decisions.
9) Identifying potential default cases and employing proactive measures to ensure that they do not become NPA.

Key Skills :

1) Ensure that the quality of portfolio remains the paramount by maintaining zero PAR.
2) Timely collections and disbursement in the branch.
3) Analyzing delinquent accounts on a case to case basis, developing strategies to recover the dues and offering debt counseling to
facilitate them in settling the dues.
4) Ensure all reports are consistent in quality: accurate, complete and on time.
5) Monitoring performance of Branch.
6) Strategies and enable process for employee Retention.

Desired Candidate Profile :

1) Qualification : Graduate (Any Field).
2) Experience : 4 to 7 Years.

Job Particulars

Role Others
EducationAny Graduate
Who can applyExperienced (3 Years)
Hiring Process Face to Face Interview
Employment TypeFull Time
Job Id298676
Job Category Others
StateMaharashtra
Country India

About Company

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients. Incorporated in 2007, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution.
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