Regional Credit Manager-Risk-Personal LoansBusiness

Aditya Birla Management Corporation Pvt. Ltd.
Experience : Freshers
Education : Any Graduate
Location : Bangalore
Job Role : HR
Posted on 13 Jan 20
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Job DescriptionLast Date 13 Mar 20
Regional Credit Manager-Risk-Personal Loans&Business-Bangalore

Job Description:

  • The purpose of this job is:To oversee the credit underwriting function and review of credit proposals logged in for the region 
  • To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams.
  • To undertake necessary steps for risk mitigation when required while ensuring adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities 
  • To undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 
  • To review and ensure documentation of the proposals and effectively monitor client creditworthiness from the pre sanction to post disbursement phase
  • To approve credit proposals within approving authority and recommend cases to NRM / Credit Committee for decision. 
  • To guide motivate and manage a team spread across different locations and serving different business segments.
  • Credit Underwriting Management-Documentation & MIS-Process Management

Qualifications: Graduation
Job Type : Full Time
Interview Type : Face to Face Interview
Company Description
A US $44.3 billion corporation, the Aditya Birla Group is in the League of Fortune 500. Anchored by an extraordinary force of over 120,000 employees belonging to 42 nationalities, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, our businesses have grown into global powerhouses in a wide range of sectors – metals, textiles, carbon black, telecom and cement. Today, over 50% of Group revenues flow from overseas operations that span 34 countries in North and South America, Africa and Asia.
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