Sr. Analyst - Wholesale Credit

JPMorgan Chase & Co.
Experience : 1 to 3 Years
Education : Any Graduate
Location : Bangalore
Job Role : Others
Posted on 13 Jun 19
Job is expired
Job DescriptionLast Date 12 Aug 19
Sr. Analyst - Wholesale Credit

Job Category: Credit

Key Responsibilities:
  • Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk of adding a particular transaction to the bank's loan portfolio
  • Identify additional information requirements needed to properly assess risks of the transaction
  • Understand and assess the customer’s business model and its viability in the long run
  • Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
  • Considers alternative credit structures to mitigate risk where appropriate
  • Recommend action to be taken on credit, identifies key risks and information requirements
  • Ensure that credit facilities presented are properly graded.
  • Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.

In addition to fulfilling the skills and qualifications required for this role, the ideal candidate should possess the following personality traits:
  • Integrity
  • Accountability
  • Collaborative
  • Respect
  • Community Awareness

  • 1-3 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment
  • Post graduate or an advanced degree in business management, finance or accounting;
  • Ability to formulate and articulate objective views based on professional analysis.
  • Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues.
  • Strong verbal, written, and interpersonal skills, as well as analytical and problem solving skills.
  • Good organization skills and ability to work within time constraints in a highly regulated industry
  • Works effectively in a team environment, while assuming individual responsibility.

Location: Bangalore East, KA, IN
Job Type : Full Time
Interview Type : Face to Face Interview
Company Description
J.P. Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firm’s operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.
Job is expired