Sr. Analyst - Wholesale Credit
Job Category: Credit
Key Responsibilities:
- Independently analyze, or at times work with more senior Credit Officers, to evaluate the risk of adding a particular transaction to the bank's loan portfolio
- Identify additional information requirements needed to properly assess risks of the transaction
- Understand and assess the customer’s business model and its viability in the long run
- Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business
- Considers alternative credit structures to mitigate risk where appropriate
- Recommend action to be taken on credit, identifies key risks and information requirements
- Ensure that credit facilities presented are properly graded.
- Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements.
In addition to fulfilling the skills and qualifications required for this role, the ideal candidate should possess the following personality traits:
- Integrity
- Accountability
- Collaborative
- Respect
- Community Awareness
Essential:
- 1-3 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment
- Post graduate or an advanced degree in business management, finance or accounting;
- Ability to formulate and articulate objective views based on professional analysis.
- Thorough knowledge of credit philosophy, loan documentation, bankruptcy and related legal issues.
- Strong verbal, written, and interpersonal skills, as well as analytical and problem solving skills.
- Good organization skills and ability to work within time constraints in a highly regulated industry
- Works effectively in a team environment, while assuming individual responsibility.
Location: Bangalore East, KA, IN
1 to 3 Years 
Salary not disclosed 
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