Loan Mandi will provide a solution to the problems faced by the credit starved segment in the following ways:
1. The platform will aggregate Small Loan Intermediaries by providing an intuitive digital platform and improving their access / reach to multiple
institutions. This will improve revenue opportunities for the intermediary while allowing the customer to get access to a larger pool of lenders.
2. Establish Risk Profile by Segment Specific Risk Model based on Conventional Data, Location Data, Alternate Data and Customer Behavior in
order to address the specific problem caused by the current credit models which treat all categories of MSME as one group
3. Allow Lending Partners access to validated data & Risk Assessed Application by building Validations to establish veracity of key information. This
in turn will improve efficiency of conversions as well as speed of conversions.