Fullerton India Credit Co. Ltd. is a non - banking financial company (NBFC) in India. It is headquartered in Mumbai, India and deals with financing across retail and rural segments. The company provides unsecured as well as secured lending products through a diverse branch network as well as via digital channels to individuals and MSMEs. The company has a network coverage of 626 branches, covering 600 towns and approximately 51,000 villages. The primary services include financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, loan against securities, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises.