Dear Candidate's,
Greeting from Black and White Business
Solutions Pvt Ltd..!!
Huge Openings with leading services and
innovative technologies for the real estate finance
industry.
Required Skills and Job Description as
below : -
Experience
: 3yrs to 10yrs
Salary : 10LPA + INC + 1LPA Joining bonus
+ 3K Night Shift Allowances + 1500K Weekend Bonus
Work from Home
Position:
Analyst/
Senior Analyst
Position
Overview:
Shared
Services function leverages the shared’ delivery model to
provide operations delivery to Business Unites across the
organization.
The goal of the Shared Services division is
to provide central operations solutions to Business Units
across the Commercial and Residential Mortgages vertical.
The Due
Diligence underwriting team provides solutions for various
service offerings under a single platform (seasoned
compliance, credit, credit & compliance, title,
collection comments, pay history, data, forensic,
consumer, etc.).
However, generally, activities will
include (i) the identification of the proper documentation
for data capture, (ii) the capture of such information in
the system (iii) running embedded rules and logic against
such information, and (iv) clearing validations and/or
applying exceptions that may be appropriate for the item
in question.
DUTIES
AND RESPONSIBILITIES:
- Review
loan files for completeness and accuracy including but
not limited to application and closing package,
disclosures and their timelines, compliance report,
- Gather
accurate data from appropriate documents to calculate
APR tolerances, cash to/from borrower, fee thresholds/
tolerances calculations, reserves or impounds,
- Determine
and document loan conditions, communicate requirements,
and/or decisions
- Identify
portfolio risks resulting from the client's underlying
business practices
- Such
other activities as may be assigned by your manager
SKILL
SETS REQUIRED:
- Working
knowledge of US Mortgage Residential disclosures, fees
and closing documents including but not limited to 1003,
Note, Title, Purchase Contract, Security Instrument,
NMLS, Valuation, GFE, HUD, Loan Estimate, Closing
Disclosure, TIL, RTC, Net Tangible Benefit, Insurance
docs, Flood Cert, FHA Connection and Valuation documents
- Fluency
in state and/or federal regulations, statutes, and laws
specific to Residential Real Estate and their day-to-day
applicability to loan disclosures and scenarios
- Ability
to interpret regulatory updates, bills or guidelines
from GSE, Govt or Investor to apply them to specific
loans
- Hands-on
experience with running, analysing and/or clearing
variances on industry recognized Compliance tools such
as Compliance Ease, Mavent, Predprotect or Compliance
Eagle
QUALIFICATIONS/
REQUIREMENTS:
- 3+
years of recent compliance review/ underwriting and/or
due diligence (post-close) experience in the residential
mortgage industry
- Knowledge
and familiarity with current mortgage
policies/procedures, compliance laws and
regulations—including TRID—and understanding of mortgage
regulatory changes
- High
producer with attention to quality
- Strong
commitment to customer service and satisfaction
- Excellent
time management skills
- Ability
to work independently and to carry out assignments to
completion within parameters of instructions given,
prescribed routines, and standard accepted practices
- Detail
oriented, with superior verbal and written communication
skills
- Strong
PC skills, with demonstrated proficiency with Microsoft
Office
- Must be
able to work under pressure and meet deadlines, while
maintaining a positive attitude and providing exemplary
customer service
- Demonstrate
professional behavior including:
- Positive
attitude
- Punctuality
- Dependability
- Understanding
and adherence to company policies and procedures
SPECIAL
REQUIREMENTS:
When / if
working remotely
- Maintenance
of a safe and professional home office environment
- Appropriate
equipment set-up including dual monitors, high speed
internet and appropriate computer systems
- The
employee may be required to report to a different local
office as a normal, contemplated, and mandated incident
of their employment.
Skills Required :
- Should be flexible with rotational
Shifts
- Under Graduates/ 10+2 / Diploma /
Graduates - Experience can apply
Documents Required :
Experience :
- Previous Companies Offer letter /
relieving letter / one month pay slips
- 10th / 12th / Graduation all semester
Marks card
- Aadhar Card ID proof
- Pan Cad ID
*************PLEASE DO REFER YOUR
FRIENDS*************