Setup client and line of credit facilities in the credit systems while confirming that all required credit documentation is complete.
Produce quality documentation and edits, cross-regionally, on all standard and non standard loan types, including but not limited to: Unsecured, Real Estate (footprint and non-footprint states),Marketable Securities, and Business Assets and Titled Collateral
Ensure compliance to Private Banking guidelines/policy and Lending Regulations (FSA, Basel II, FIRREA, Reg Z., MDIA etc).
Use available resources to find, review, and set-up loan covenants, and use the information to prepare quality Covenant Agreements and Loan Agreements.
Review current and pending exceptions to covenant agreement terms that occur. Confirm their accuracy and proactively identify an appropriate resolution prior to escalation to extended team members to highlight to Underwriters and Bankers for resolution.
Ensure that credit risk recommendations and mitigations are implemented.
Partner with Capital Advisors and Analysts to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform (via ARC).
Coordinate all aspects of portfolio management on a daily basis including, but not limited to, maturing facilities, client annual reviews, unlinked outstandings, overlimits, temporary facility extensions or increases, document exceptions, covenant exceptions.
Manage market and LOB transfers as clients and facilities are moved to new markets or to other LOBs outside of PB.
Create Legal and the Credit File and Compliance Deal Folders for all facilities within Dealworks and file completed ARC proposals.
Master CRRT and CWS reporting to support data and analytical needs.
Responsible for maintaining critical Client credit data in Corporate Systems.
Support Credit and Capital Advisory requests for targeted data summaries and portfolio risk analysis. Receive and review pre/post closing legal packages, comparing the legally documented terms and conditions to those stipulated in the credit approval memo and ARC, ensuring accuracy. Create / contribute transmittal / QCC when appropriate.
Able to manage things in the absence of the supervisor
Key competencies must indicate competencies essential to do the job:
Strong organizational and interpersonal skills
Highly detail and results oriented
Strong verbal and written communication
Strong analytic skill
Self-motivated and able to work independently
Ability to multi-task and reprioritize work
Ability to interact with varying levels throughout the organization
Ability to recognize work in the pipeline and willing to work to completion
J.P. Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firm’s operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.