· Responsible for credit appraising and analyzing construction equipment and commercial vehicle products and customers.
· Monitoring the ED and other key delinquent parameters.
· Monitoring and implementing the credit related processes
· Credit underwriting for working capital loans, Term Loans and equipment loans.
· Financial analaysis of client including WC assessment in terms of topline, billing cycle, realization cycle, inventory holding and creditor analysis.
Managing portfolio behavior, analyzing trends of delinquency and minimizing credit risk involved in large proposals
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